Nissan Finance Ipswich, Brisbane

Finance

We finance & insure vehicles. We use and recommend a wide variety of Finance Lenders. Just ask to speak with our experienced Business Manager for all your finance and insurance needs.

Boettcher Motors arranges insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision about insurance please consider the Product Disclosure Statement available from us. If you buy insurance from us we may receive a commission which is a percentage of the premium. Ask us for more details before we provide our services.

Novated Lease

A Novated Lease is a particular type of Finance Lease used by individuals for the specific purpose of purchasing a new or used vehicle.

Similar to a Finance Lease, it involves obtaining finance for a new or used Nissan in return for regular rentals over an agreed period of time. The difference is that your employer agrees to pay the rentals out of your pre-tax salary.

A Novated Lease is a three way agreement between the Financier, Employer and Employee. The employer is commits only to making the payments whilst you are under their employment. If you are no longer employed by the employer in the Novated Lease agreement responsibility for the payments is transferred to you.

In recent years, the popularity of Novated Leases has increase as employers seek to move away from traditional company vehicle arrangements and look for more incentives to attract and reward their employees.

It is important that you seek advice from your qualified financial advisor before deciding on which finance product will best suit your requirements.

Benefits
  • Greater flexibility with the choice of car
  • Finance repayments may be paid out of pre-tax income
  • The Nissan may be leased for 100% private use

Chattel Morgage

A Chattel Mortgage (also known as; Commercial Terms Purchase) is a particular type of finance product used by businesses and/or individuals that require a vehicle for business use. A Chattel is essentially a Mortgage over your Nissan.

For tax purposes you may claim Depreciation, Running Costs and Interest charges against your business income at the percentage of business use applied.

It is important that you seek advice from your qualified financial advisor before deciding on which finance product will best suit your requirements.

The Chattel is a very flexible finance option. You have the ability to finance the full purchase price or incorporate a deposit/trade-in to reduce your payment commitment. Another option is a balloon/residual payment placed at the end of the finance term to allow even greater flexibility of repayments.

Alternatively, you may choose to structure your payments to clear the debt in full over the term of your finance agreement (fully amortised).

Benefits
  • Depreciation, interest charges and running costs are all tax deductible (to the level of business use)
  • No capital outlay is required and cash flow can be protected
  • After full payment of the Chattel Mortgage agreement, the financier releases the Mortgage over the Nissan
  • You have many varied options of deposits or balloon payments at the end of the term of your choice
  • No monthly charges or administration fees
  • For your convenience, all finance documentation completed at the time your new Nissan is delivered

Consumer Loan

A Nissan Finance Consumer Loan is the product to use when purchasing a vehicle for private or domestic use.

The vehicle is used as security for the loan, however you have ownership from the beginning of the contract. Upon the final payment you get clear title to the vehicle. A Consumer Loan is regulated under the terms of the Consumer Credit Code.

Features
  • Terms range from 12 to 60 months
  • Interest Rate is fixed for the term of the loan as are your repayments.
  • You can pay your loan via the convenient method of Direct Debit or BPay
  • You can make a deposit to the transaction of any amount.
  • Payments can be made as often as you like (ie Weekly, Fortnightly) via the Bpay method.
  • Other costs associated with the purchase can be financed on the contract (like, Comprehensive Insurance, registration and on-road costs)
  • You can specify a larger final payment (known as a balloon)
Benefits
  • Payments can be structured to suit you individual needs, with your budget and cashflow taken into consideration.
  • With a fixed interest rate you are protected against the market fluctuations
  • More frequent payments reduce your interest charges and the term of your loan.
  • By financing other costs and insurance you can preserve your cash for other purposes.
  • A deposit will reduce your repayments and your interest charges by reducing the amount borrowed.
  • A Balloon payment has the effect of lowering your regular monthly payments and making your car more affordable.
  • GST: GST is not payable on any part of the Consumer Loan transaction however may be payable on the purchase price of the vehicle or other items like Insurance.

Insurance

We finance & insure vehicles. We use and recommend a wide variety of Finance Lenders. Just ask to speak with our Business Manager Corey Smith for all your finance and insurance needs.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision about insurance please consider the Product Disclosure Statement available from us. If you buy insurance from us we may receive a commission which is a percentage of the premium. Ask us for more details before we provide our services

Visit us today

5 Brisbane Road
Bundamba QLD 4304

Phone: 07 3817 3800
  • Mon - Fri: 8:00 AM - 6:00 PM
  • Sat: 8:00 AM - 4:00 PM
  • Sun: Closed
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